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ALABAMA - Fraud Resources   Alabama state flag

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Is Alabama a Credit Freeze State?   No. Alabama is one of five states that does not currently have its own state law establishing the availability of credit freezes for its citizens. However, as of November 1, 2007, the three major credit bureaus (Experian, Equifax, and TransUnion) have voluntarily made credit freezes available to all Alabama state citizens. Innovis also voluntarily allows consumers in all states to freeze their Innovis credit files.  
 
Eligibility:  All consumers (under the credit bureaus' voluntary credit freeze program)

Credit Freeze Fees:
  (Per credit bureau. To be effective, you should place a freeze at each credit bureau)
  • No cost for confirmed Identity Theft victims to place a credit freeze (with a copy of police report) 
  • All others must pay $10.00 to place a freeze, temporarily lift the freeze, or to remove it altogether. 
To Place a Credit Freeze in Alabama:

Experian:  http://www.experian.com/consumer/help/states/al.html

Equifax:  http://www.equifax.com/cs/Satellite/EFX_Content_C1/1165255679116/5-1/5-1_Layout.htm

TransUnion:  http://www.transunion.com/corporate/personal/fraudIdentityTheft/preventing/securityFreeze.page#11

Innovis:  http://www.innovis.com/pers_placeSecurityFreeze.html 


Alabama State Laws:

Alabama State Credit Freeze Law - The state of Alabama does not currently have a state credit freeze law

Alabama State Identity Theft Law

Alabama Data Breach Law:  No State Law

Alabama Spam Law:  No State Law

Alabama Spyware Law


Alabama State Government Resources:
Attorney General:  Troy King (R)
Address:
State House, 11 South Union Street
Montgomery, Alabama  36130

Phone: (334) 242-7300

Website:  http://www.ago.state.al.us/

 

DMV:  http://www.dmv.org/al-alabama/department-motor-vehicles.php

State Utilities Commission:  http://www.psc.state.al.us/

State Telecommunications Commission:  http://www.psc.state.al.us/Telecom/TelCodbsrvForm.asp


Useful Forms, Websites, and Resources Provided by Alabama State Government Entities: 
Alabama Identity Theft Family Protection Unit
http://www.familyprotection.alabama.gov/identity.cfm?Action=2

Form To Track Credit Bureau / FTC / Law Enforcement Reporting
http://www.familyprotection.alabama.gov/documents/id_form_creditlaw.pdf  
 

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