Is Arizona a Credit Freeze State?   Yes. Arizona recently passed H2604, which provides access to credit freezes for all Arizona citizens. The law becomes effective on 31 August, 2008. However, as of November 1, 2007, the three major credit bureaus (Experian, Equifax, and TransUnion) have voluntarily made credit freezes available to all Arizona state citizens. Innovis also voluntarily allows consumers in all states to freeze their Innovis credit files.

Eligibility:  All Consumers

Credit Freeze Fees:  (Per credit bureau. To be effective, you should place a freeze at each credit bureau)

• No cost for Identity Theft victims to place a credit freeze (with copy of police report).
• All others must pay $5.00 to place a freeze, temporarily lift, or to remove the freeze. *
• Freeze will remain in place until removed by the consumer. There is a $5.00 fee for PIN replacement.

* Effective date of the law: August 31, 2008.  Prior to that date Arizona citizens may use the voluntary program at a cost of $10.00 per action.

To Place a Credit Freeze (Security Freeze) in Arizona:

Experian: http://www.experian.com/consumer/help/states/az.html

Equifax: http://www.equifax.com/cs/Satellite/EFX_Content_C1/1165255679116/5-1/5-1_Layout.htm

TransUnion: http://www.transunion.com/corporate/personal/fraudIdentityTheft/preventing/securityFreeze.page#11

Innovis:  http://www.innovis.com/pers_placeSecurityFreeze.html  
 

Arizona State Laws:

Arizona State Credit Freeze Law  (Effective 31 August, 2008)

Arizona State Identity Theft Law 

Arizona Criminal Impersonation Law 

Arizona Data Breach Law 

Arizona Spam Law

Arizona Spyware Law
 

Arizona State Government Resources:

State Telecommunications Commission:  http://www.cc.state.az.us/divisions/utilities/telecom.asp

Department of Corrections:  www.azcorrections.gov/newindex.asp  

Department of Social Services:   http://www.azdhs.gov/   
 

Useful Forms Provided by Arizona State Government Entities:
 
Arizona AG Identity Theft Repair Kit
http://www.azag.gov/cybercrime/IDTheftBrochure.pdf

Arizona AG Identity Theft Video
http://www.azag.gov/consumer/IDTheftVideo.html

Arizona BBB - Identity Theft: File A Complaint
http://maricopa.bbb.org/WWWRoot/SitePage.aspx?site=30&id=ffb0bf33-0eb0-48f1-8ff6-49c6559d3815

Phoenix Police Department:  Identity Theft Victim’s Packet
http://phoenix.gov/POLICE/idtheft_packet.pdf

Phoenix Police Department:  Forgery Report Packet
http://phoenix.gov/POLICE/dcd1_forgerypacket.pdf

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