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Public Knowledge Center > Specialty Consumer Reports |
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Check Verification and Checking Account Reports
Certegy, Inc.
Certegy Inc. provides credit, debit and merchant card processing, e-banking, check risk management, and check cashing services. Certegy produces specialty consumer reports for regarding consumer checking and deposit accounts and associated driver's license information as part of its risk management and check cashing services.
Main Certegy Consumer Information FAQ Website: http://www.certegy.com/fact001.html
Toll Free telephone number to request a copy of the Certegy Check Services specialty consumer report or to dispute inaccuracies: 1-866-543-6315*
* When calling, you will be asked to enter your driver's license or state ID number, date of birth, checking account number, and zip code using your touch-tone telephone keypad.
Reports are mailed to the address on file within 15 days from the date that the file is requested and your identity is properly verified.
You may also request a copy of your annual Certegy consumer disclosure report by mail.
Note: To request your report by mail, Certegy requires you to include a copy of your driver's license, a voided check, and a copy of your tax or utility bill to verify your identity.
Certegy mailing address:
Certegy Check Services, Inc.
P. O. Box 30296
Tampa, Florida 33630-3296
Chex Systems, Inc.
In addition to check verification services, Chex Systems also produces specialty consumer reports for financial institutions regarding consumer checking and deposit accounts. The report may contain information regarding general account history, check fraud, NSF (non-sufficient funds) activity, and other reported activity or information related to the consumer's use of checking and deposit accounts. Inaccurate or incorrect information in the consumer's Chex Systems report may cause them to be prevented from opening a new account or be denied check writing privileges. Information is maintained for five years.
Chex Systems Consumer Website:
www.consumerdebit.com/consumerinfo/us/en/freereport.htm
Toll Free Number: 1-800-428-9623*
*When calling, be prepared to provide your name, address, driver's license number, and checking account number.
Chex Systems mailing address to request reports by mail:
Chex Systems, Inc.
Attention: Consumer Relations
7805 Hudson Road, Suite 100
Woodbury, Minnesota 55125
Deposit Payment Protection Services, Inc. - DPPS and SCAN
Similar to the Chex Systems network, information in the SCAN database (Shared Check Authorization Network) is used by member financial institutions, retailers, and other subscribers to make decisions regarding new account openings and check writing privileges.
Note: For your convenience, the DDPS / SCAN check fraud reports are included in the Forms Library section of FRAUDFacts. The DPPS Consumer Disclosure Request Form is currently only available online in a printable format.
Toll Free Number: 1-800-262-7771*
*When calling, be prepared to provide name, address, driver's license number, and checking account number.
To Order by Mail:
Obtain the printable order form online, complete, and mail to:
Deposit Payment Protection Services, Inc.
Attn: Consumer Referral Services
7805 Hudson Road, Suite 100
Woodbury, Minnesota 55125
©Copyright 2008 by Michael Barnett. All rights reserved. Unauthorized use, copying, or distribution without permission is prohibited.
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