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Public Knowledge Center > Identity Theft |
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Understanding Identity Theft Services
The rampant proliferation of the crime of Identity Theft has spawned a complete cottage industry of protection products and services. If you are considering such a service, you need the facts to be able to make an informed decision without the hype.
The articles below are provided to assist you in understanding these services, their potential benefits, and also their limitations. Some of the services discussed in this section might also be incorporated into your overall risk management plan, but should never be solely relied upon. Remember, if you are not informed and properly equipped to protect yourself, no one else can protect you either.
Though credit monitoring can potentially offer some early notification of certain types of fraudulent activity, through advertising and marketing spin these services are often inaccurately positioned as the ultimate solution in Identity Theft protection.
"Insurance" in the case of Identity Theft is a bit of a misnomer, and many policies are marketed in a manner that may provide a false sense of security.
Identity Theft has spawned an entire cottage industry, and many companies now offer Identity Theft "prevention" and resolution services for an upfront or ongoing monthly fee. As an informed consumer, the question is: "Is it worth it?"
Though not typically specific to Identity Theft incidents, a legal service plan might provide a benefit of valuable legal assistance if you do not have an attorney on retainer, or at least a discount on an attorney's hourly fees.
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